# MyClockLedger

> Free time-card, work-hours, overtime, salary and payroll-time calculators with transparent formulas and private browser-based calculations.

## Primary indexes
- [Calculator directory](https://myclockledger.com/calculators/)
- [Guide directory](https://myclockledger.com/guides/)
- [Human-readable sitemap](https://myclockledger.com/sitemap/)
- [Formula change log](https://myclockledger.com/formula-changelog/)
- [Editorial standards](https://myclockledger.com/editorial-policy/)
- [Machine-readable inventory](https://myclockledger.com/ai-resources.json)

## Usage boundaries
Calculations are private browser-side planning tools. Verify current labor, payroll, tax, employer-policy and jurisdiction requirements with authoritative sources.

## Calculator categories
- [Time Cards & Timesheets](https://myclockledger.com/category/time-cards/): Clock-in, clock-out, break and timesheet tools.
- [Pay & Overtime](https://myclockledger.com/category/pay-overtime/): Gross wages, overtime and premium-pay planning.
- [Salary & Rates](https://myclockledger.com/category/salary-rates/): Hourly, salary, freelance and contractor conversions.
- [Labor Costs](https://myclockledger.com/category/labor-costs/): Employer cost, staffing and billable-rate tools.
- [PTO & Leave](https://myclockledger.com/category/pto-leave/): Accrual, balances and paid-time-off planning.
- [Payroll Time](https://myclockledger.com/category/payroll-time/): Decimal time and payroll-period conversion tools.

## Calculators
- [Annual Leave Calculator](https://myclockledger.com/calculators/annual-leave-calculator/): Annual Leave Calculator for estimating earned, available or converted paid time off using your own workplace policy inputs.
- [Annual Work Hours Calculator](https://myclockledger.com/calculators/annual-work-hours-calculator/): Use the Annual Work Hours Calculator to convert, average or organize work time for payroll planning with transparent user-entered assumptions.
- [Billable Hours Calculator](https://myclockledger.com/calculators/billable-hours-calculator/): Billable Hours planning tool for employers, contractors and service businesses.
- [Biweekly Pay Calculator](https://myclockledger.com/calculators/biweekly-pay-calculator/): Estimate gross earnings for a two-week pay period.
- [Biweekly Timesheet Calculator](https://myclockledger.com/calculators/biweekly-timesheet-calculator/): Total fourteen daily hour entries across a two-week pay period.
- [Bonus Calculator](https://myclockledger.com/calculators/bonus-calculator/): Add a fixed or percentage bonus to gross base pay and see the combined pre-tax total.
- [Break-Even Hourly Rate Calculator](https://myclockledger.com/calculators/break-even-hourly-rate-calculator/): Break-Even Hourly Rate planning tool for employers, contractors and service businesses.
- [Clock-In Clock-Out Calculator](https://myclockledger.com/calculators/clock-in-clock-out-calculator/): Convert clock punches into elapsed and payable shift time.
- [Commission Pay Calculator](https://myclockledger.com/calculators/commission-pay-calculator/): Calculate sales commission plus optional base pay.
- [Consulting Rate Calculator](https://myclockledger.com/calculators/consulting-rate-calculator/): Consulting Rate Calculator for transparent freelance and consulting business planning.
- [Contractor Rate Calculator](https://myclockledger.com/calculators/contractor-rate-calculator/): Contractor Rate planning tool for employers, contractors and service businesses.
- [Cost per Employee Calculator](https://myclockledger.com/calculators/cost-per-employee-calculator/): Estimate annual, monthly and hourly employer cost for one employee using explicit cost components.
- [Crew Cost Calculator](https://myclockledger.com/calculators/crew-cost-calculator/): Estimate direct and burdened labor cost for a crew over one or more days.
- [Day Rate Calculator](https://myclockledger.com/calculators/day-rate-calculator/): Day Rate Calculator for transparent freelance and consulting business planning.
- [Days Off to Hours Calculator](https://myclockledger.com/calculators/days-off-to-hours-calculator/): Days Off to Hours Calculator for estimating earned, available or converted paid time off using your own workplace policy inputs.
- [Decimal Hours Calculator](https://myclockledger.com/calculators/decimal-hours-calculator/): Convert hours and minutes into payroll decimal hours.
- [Double-Time Pay Calculator](https://myclockledger.com/calculators/double-time-pay-calculator/): Estimate premium pay for hours compensated at double time or another multiplier.
- [Employee Cost Calculator](https://myclockledger.com/calculators/employee-cost-calculator/): Employee Cost planning tool for employers, contractors and service businesses.
- [Freelance Hourly Rate Calculator](https://myclockledger.com/calculators/freelance-hourly-rate-calculator/): Freelance Hourly Rate planning tool for employers, contractors and service businesses.
- [FTE Hours Calculator](https://myclockledger.com/calculators/fte-hours-calculator/): Use the FTE Hours Calculator to convert, average or organize work time for payroll planning with transparent user-entered assumptions.
- [Fully Burdened Labor Rate Calculator](https://myclockledger.com/calculators/fully-burdened-labor-rate-calculator/): Fully Burdened Labor Rate planning tool for employers, contractors and service businesses.
- [Gross Pay Calculator](https://myclockledger.com/calculators/gross-pay-calculator/): Calculate gross earnings from hours, hourly rate and optional bonus pay.
- [Holiday Pay Calculator](https://myclockledger.com/calculators/holiday-pay-calculator/): Estimate holiday earnings using a selectable premium multiplier.
- [Hourly Pay Calculator](https://myclockledger.com/calculators/hourly-pay-calculator/): Calculate regular pay, overtime pay and total gross earnings from hours and an hourly wage.
- [Hourly Paycheck Estimate](https://myclockledger.com/calculators/hourly-paycheck-estimate-calculator/): Estimate gross pay, deductions and take-home pay using a simple percentage.
- [Hourly to Salary Calculator](https://myclockledger.com/calculators/hourly-to-salary-calculator/): Convert an hourly wage into weekly, monthly and annual gross earnings.
- [Hours to Days Off Calculator](https://myclockledger.com/calculators/hours-to-days-off-calculator/): Hours to Days Off Calculator for estimating earned, available or converted paid time off using your own workplace policy inputs.
- [Hours Worked Calculator](https://myclockledger.com/calculators/hours-worked-calculator/): Find paid hours from clock-in, clock-out and unpaid break times.
- [Hundredth-Hour Conversion Calculator](https://myclockledger.com/calculators/hundredth-hour-conversion-calculator/): Use the Hundredth-Hour Conversion Calculator to convert, average or organize work time for payroll planning with transparent user-entered assumptions.
- [Labor Cost Calculator](https://myclockledger.com/calculators/labor-cost-calculator/): Labor Cost planning tool for employers, contractors and service businesses.
- [Lunch Break Calculator](https://myclockledger.com/calculators/lunch-break-calculator/): Measure a lunch break and subtract it from a full shift.
- [Minutes to Decimal Hours Calculator](https://myclockledger.com/calculators/minutes-to-decimal-hours-calculator/): Convert any number of minutes into decimal hours and hour-minute form.
- [Monthly Pay Calculator](https://myclockledger.com/calculators/monthly-pay-calculator/): Convert annual salary into average monthly and weekly gross pay.
- [Monthly Timesheet Calculator](https://myclockledger.com/calculators/monthly-timesheet-calculator/): Estimate regular, overtime and total hours across a monthly work period from weekly averages.
- [Overnight Shift Calculator](https://myclockledger.com/calculators/overnight-shift-calculator/): Calculate hours and estimated gross pay for a shift crossing midnight.
- [Overtime Pay Calculator](https://myclockledger.com/calculators/overtime-calculator/): Estimate regular earnings, overtime earnings and gross pay.
- [Overtime Cost Calculator](https://myclockledger.com/calculators/overtime-cost-calculator/): Estimate the total and premium cost of overtime across a team.
- [Pay-Period Hours Calculator](https://myclockledger.com/calculators/pay-period-hours-calculator/): Use the Pay-Period Hours Calculator to convert, average or organize work time for payroll planning with transparent user-entered assumptions.
- [Payroll Cost Calculator](https://myclockledger.com/calculators/payroll-cost-calculator/): Estimate payroll wages, overtime and employer burden for a team or pay period.
- [Payroll Decimal Calculator](https://myclockledger.com/calculators/payroll-decimal-calculator/): Use the Payroll Decimal Calculator to convert, average or organize work time for payroll planning with transparent user-entered assumptions.
- [Payroll Hours Calculator](https://myclockledger.com/calculators/payroll-hours-calculator/): Use the Payroll Hours Calculator to convert, average or organize work time for payroll planning with transparent user-entered assumptions.
- [Profit Margin on Labor Calculator](https://myclockledger.com/calculators/profit-margin-on-labor-calculator/): Profit Margin on Labor planning tool for employers, contractors and service businesses.
- [Profit per Project Calculator](https://myclockledger.com/calculators/profit-per-project-calculator/): Profit per Project Calculator for transparent freelance and consulting business planning.
- [Project Labor Cost Calculator](https://myclockledger.com/calculators/project-labor-cost-calculator/): Project Labor Cost planning tool for employers, contractors and service businesses.
- [Proposal Pricing Calculator](https://myclockledger.com/calculators/proposal-pricing-calculator/): Proposal Pricing Calculator for transparent freelance and consulting business planning.
- [Prorated PTO Calculator](https://myclockledger.com/calculators/prorated-pto-calculator/): Prorated PTO Calculator for estimating earned, available or converted paid time off using your own workplace policy inputs.
- [PTO Accrual Calculator](https://myclockledger.com/calculators/pto-accrual-calculator/): PTO Accrual Calculator for estimating earned, available or converted paid time off using your own workplace policy inputs.
- [PTO Balance Calculator](https://myclockledger.com/calculators/pto-balance-calculator/): PTO Balance Calculator for estimating earned, available or converted paid time off using your own workplace policy inputs.
- [PTO Carryover Calculator](https://myclockledger.com/calculators/pto-carryover-calculator/): Estimate how many PTO hours carry into the next period, may be forfeited, and may be paid out under your entered policy.
- [PTO Payout Calculator](https://myclockledger.com/calculators/pto-payout-calculator/): PTO Payout Calculator for estimating earned, available or converted paid time off using your own workplace policy inputs.
- [PTO Policy Comparison Calculator](https://myclockledger.com/calculators/pto-policy-comparison-calculator/): Compare two PTO policies using the same starting balance, accrual, planned use, caps, carryover limits and payout assumptions.
- [PTO Usage Forecast Calculator](https://myclockledger.com/calculators/pto-usage-forecast-calculator/): PTO Usage Forecast Calculator for estimating earned, available or converted paid time off using your own workplace policy inputs.
- [Quarter-Hour Rounding Calculator](https://myclockledger.com/calculators/quarter-hour-rounding-calculator/): Use the Quarter-Hour Rounding Calculator to convert, average or organize work time for payroll planning with transparent user-entered assumptions.
- [Regular and Overtime Pay Calculator](https://myclockledger.com/calculators/regular-overtime-pay-calculator/): Break weekly earnings into regular and overtime pay.
- [Rounding Impact Calculator](https://myclockledger.com/calculators/rounding-impact-calculator/): Compare exact punches with 5-minute, 6-minute and 15-minute rounding and see the difference in paid time and estimated pay.
- [Salary to Hourly Calculator](https://myclockledger.com/calculators/salary-to-hourly-calculator/): Convert annual salary into an effective hourly rate.
- [Semi-Monthly Hours Calculator](https://myclockledger.com/calculators/semi-monthly-hours-calculator/): Use the Semi-Monthly Hours Calculator to convert, average or organize work time for payroll planning with transparent user-entered assumptions.
- [Shift Calculator](https://myclockledger.com/calculators/shift-calculator/): Calculate paid shift hours, decimal time and estimated gross pay from clock times and an unpaid break.
- [Shift Differential Calculator](https://myclockledger.com/calculators/shift-differential-calculator/): Estimate base pay plus an hourly night or special-shift premium.
- [Sick Leave Accrual Calculator](https://myclockledger.com/calculators/sick-leave-accrual-calculator/): Sick Leave Accrual Calculator for estimating earned, available or converted paid time off using your own workplace policy inputs.
- [Staffing Cost Calculator](https://myclockledger.com/calculators/staffing-cost-calculator/): Staffing Cost planning tool for employers, contractors and service businesses.
- [Federal and State Overtime Calculator](https://myclockledger.com/calculators/state-overtime-calculator/): Compare estimated overtime allocation under the federal baseline and selected state rule packs.
- [Target Income Calculator](https://myclockledger.com/calculators/target-income-calculator/): Target Income Calculator for transparent freelance and consulting business planning.
- [Time Card Calculator](https://myclockledger.com/calculators/time-card-calculator/): Calculate a complete weekly time card with multiple shifts, breaks, rounding, overtime and estimated gross pay.
- [Time Clock Rounding Calculator](https://myclockledger.com/calculators/time-clock-rounding-calculator/): Use the Time Clock Rounding Calculator to convert, average or organize work time for payroll planning with transparent user-entered assumptions.
- [Time Duration Calculator](https://myclockledger.com/calculators/time-duration-calculator/): Find the elapsed time between two clock times, including durations that cross midnight.
- [Timesheet Audit Tool](https://myclockledger.com/calculators/timesheet-audit-tool/): Check up to three shifts for missing punches, duplicate rows, overlaps, impossible breaks and unusually long work periods.
- [Utilization Rate Calculator](https://myclockledger.com/calculators/utilization-rate-calculator/): Utilization Rate Calculator for transparent freelance and consulting business planning.
- [Vacation Accrual Calculator](https://myclockledger.com/calculators/vacation-accrual-calculator/): Vacation Accrual Calculator for estimating earned, available or converted paid time off using your own workplace policy inputs.
- [Weekly Hours Average Calculator](https://myclockledger.com/calculators/weekly-hours-average-calculator/): Use the Weekly Hours Average Calculator to convert, average or organize work time for payroll planning with transparent user-entered assumptions.
- [Weekly Pay Calculator](https://myclockledger.com/calculators/weekly-pay-calculator/): Convert weekly hours and hourly rate into weekly and annualized gross pay.
- [Weekly Timesheet Calculator](https://myclockledger.com/calculators/weekly-timesheet-calculator/): Add daily decimal hours for a seven-day weekly timesheet.
- [Work Hours Calculator](https://myclockledger.com/calculators/work-hours-calculator/): Estimate weekly and biweekly paid hours from a repeating work schedule.

## Guides
- [How to Calculate Hours Worked Correctly](https://myclockledger.com/guides/how-to-calculate-hours-worked/): A practical method for turning clock-in, clock-out and break records into dependable paid-hour totals. (reviewed 2026-07-31)
- [Time Card Rounding Explained](https://myclockledger.com/guides/time-card-rounding-explained/): Learn how punch rounding changes recorded time and why consistent, transparent rules matter. (reviewed 2026-07-31)
- [Weekly Timesheet Guide for Accurate Payroll](https://myclockledger.com/guides/weekly-timesheet-guide/): A step-by-step workflow for recording daily shifts, breaks and weekly totals without losing auditability. (reviewed 2026-07-31)
- [Biweekly vs. Semi-Monthly Pay: The Practical Difference](https://myclockledger.com/guides/biweekly-vs-semi-monthly-pay/): Understand why 26-pay-period and 24-pay-period schedules produce different per-check amounts and planning assumptions. (reviewed 2026-07-31)
- [Overtime Pay Calculation Guide](https://myclockledger.com/guides/overtime-pay-calculation-guide/): Learn the arithmetic behind regular hours, overtime hours and premium multipliers while keeping legal assumptions explicit. (reviewed 2026-07-31)
- [Gross Pay vs. Net Pay](https://myclockledger.com/guides/gross-pay-vs-net-pay/): A clear explanation of earnings before deductions, take-home estimates and why gross-pay tools are easier to verify. (reviewed 2026-07-31)
- [How to Convert an Hourly Rate to Salary](https://myclockledger.com/guides/hourly-rate-to-salary-guide/): Convert hourly pay to weekly, monthly and annual gross income using transparent schedule assumptions. (reviewed 2026-07-31)
- [Fully Burdened Labor Cost Guide](https://myclockledger.com/guides/fully-burdened-labor-cost-guide/): Estimate the real cost of employee time by combining direct wages with benefits, taxes and operating burden. (reviewed 2026-07-31)
- [How to Set a Freelance Hourly Rate](https://myclockledger.com/guides/freelance-hourly-rate-guide/): Build a sustainable freelance rate from income goals, expenses, tax reserve and realistic billable hours. (reviewed 2026-07-31)
- [PTO Accrual and Balance Guide](https://myclockledger.com/guides/pto-accrual-and-balance-guide/): Understand accrual rates, balance caps, usage, adjustments and payout estimates without assuming a specific leave policy. (reviewed 2026-07-31)