FREE CALCULATOR

PTO Policy Comparison Calculator

Compare two PTO policies using the same starting balance, accrual, planned use, caps, carryover limits and payout assumptions.

The PTO Policy Comparison Calculator turns documented PTO policy assumptions into an explainable planning result. It keeps accrual, caps, carryover, payout and usage visible so the user can compare outcomes without hidden legal assumptions.

YOUR INPUTS

Calculate your result

ESTIMATED RESULT
Calculation snapshot
Policy A carried hoursHours carried under Policy A after the entered cap and planned use.
40.00
Policy B carried hoursHours carried under Policy B after the entered cap and planned use.
64.00
Carryover difference (B − A)Positive values mean Policy B carries more hours.
24.00
Policy A estimated payoutEstimated payout for hours not carried under Policy A.
$0.00
Policy B estimated payoutEstimated payout for hours not carried under Policy B.
$0.00
Payout difference (B − A)Positive values mean Policy B produces the larger estimated payout.
$0.00
InputValue
Starting PTO balance24
PTO earned during period80
Planned PTO use40
Hourly rate25 $
Policy A balance cap120
Policy A carryover limit40
Policy A payout percentage0 %
Policy B balance cap160
Policy B carryover limit80
Policy B payout percentage50 %
Compare documented policiesThis tool compares the assumptions you enter. It does not determine entitlement, legal compliance, tax treatment or whether a payout is required.

How to use this calculator

  1. Enter the documented balance and policy assumptions.
  2. Confirm whether zero limits should represent unlimited treatment in this planning model.
  3. Calculate and inspect each policy component separately.
  4. Verify the result against the governing handbook, agreement or official rule.

Input guide

Starting PTO balance

Enter the documented starting pto balance used for this scenario.

PTO earned during period

Enter the documented pto earned during period used for this scenario.

Planned PTO use

Enter the documented planned pto use used for this scenario.

Hourly rate

Enter the documented hourly rate used for this scenario.

Policy A balance cap

Enter the documented policy a balance cap used for this scenario.

Policy A carryover limit

Enter the documented policy a carryover limit used for this scenario.

Policy A payout percentage

Enter the documented policy a payout percentage used for this scenario.

Policy B balance cap

Enter the documented policy b balance cap used for this scenario.

Policy B carryover limit

Enter the documented policy b carryover limit used for this scenario.

Policy B payout percentage

Enter the documented policy b payout percentage used for this scenario.

How this calculator works

For each policy: apply the balance cap, subtract planned use, apply the carryover limit, then apply the entered payout percentage to hours not carried.

Worked example

A policy carrying 40 hours can be compared with one carrying 80 hours while holding accrual, planned use and hourly rate constant.

How to interpret the result

Compare the components rather than only the final number. A policy with more carryover may still differ materially in accrual, caps, access, expiration, payout or eligibility.

Rounding policy

Policy comparison

Hours and percentages are rounded to two decimals; money is rounded to the nearest cent.

Assumptions and limitations

  • A zero cap or carryover limit is treated as unlimited in this planning model.
  • Both policies use the same starting balance, accrual, planned use and hourly rate.

Frequently asked questions

Can this compare job offers?

Yes, as a planning aid, provided you enter the actual documented PTO terms for each offer.

Does a higher carryover always mean a better policy?

Not necessarily. Accrual, caps, eligibility, payout, scheduling access and expiration rules all matter.

When should I recalculate with the PTO Policy Comparison Calculator?

Recalculate when balances, accrual, planned usage, carryover limits, caps, payout terms or hourly rates change.

Why does the PTO Policy Comparison Calculator separate policy inputs?

Accrual, balance caps, carryover, forfeiture, payout and eligibility are different policy concepts and should not be collapsed into one percentage.

CONTINUE CALCULATING

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Important: This tool provides a planning estimate. Payroll, tax and labor rules may vary by jurisdiction and employment arrangement.